Business Tent Cards Designed

I have finished the design of my new business tents. They are like business cards, but because they fold in the middle, they become little tent cards.

I have gotten mixed reviews of them.

Has anyone noticed that when you ask for criticism, that people criticize? I have problems figuring out sometimes if they are just trying to find problems, therefore they do. Of if they really don’t like what you are showing them.

I know that I have a style that is not everyones style, but it is mine. If someone doesn’t like the style, that is okay with me. Those same people would design things that I didn’t like. So now that I have opened myself up to criticism, yet qualified it with I may not listen….let me have it.

So here is the new design, front and back.

Ashland Oregon Real Estate Business Card

Front and Back of Tent Card

Inside of Business Card

Top Ten Rules when Buying a Home Part One

When looking to buy a home, there are some ground rules that are just a good idea to follow. At the bottom of this blog, there is a  great top ten list of rules to follow when buying a home that was written by someone at the National Association of Realtors. I don’t think I could say it better myself.

But since it is a buyers market in the country as well as here in Ashland, Medford and Jackson county, I was thinking I would give my take on some of these Rules.

Part 1: Commitment.

This one is even more critical now than it has been in the past 10+ years. Real estate, while an investment, is not a short term money maker. A home is a place to live, a place to have parties, a place to improve, decorate, paint, call your own. Everyone who pays a mortgage, or rents, is buying a house. The renters are just buying it for someone else. Owners have tax advantages and there is principle reduction. But it comes with a commitment. And only in a market that is appreciating in double figures a year, does it make sense to sell when you haven’t owned your house for more than 2 years. And I don’t know of any place in the country that is seeing double digit home appreciation.

So, before you buy. Make sure you like the house, the neighborhood, the town, the street, and be ready to stay put for a little while.

 

Ten Rules to Follow When Buying A Home

1. Make a commitment. Commit yourself to your new home for at least a couple of years
before making your next move.
2. Money matters. If you’re considering a mortgage, shore up your credit and get a copy of
your credit report.
3. Get pre-approved. Save yourself the time and grief of looking at houses you can’t afford.
4. Determine how large your mortgage can be. Explore different loan options to determine
what is best for you.
5. Decide what (and where) you want to buy. Prioritize your needs (i.e., location, schools,
amenities).
6. Consider your re-sale value. Even if you don’t have school-aged kids, a strong school
district is a good thing.
7. Do your homework. Bid based on sales trends of similar homes in the neighborhood.
8. Calculate the hidden costs. Property taxes, insurance, maintenance and association
fees can impact your wallet over time.
9. Don’t be house poor. Double and triple check to be sure you haven’t maxed yourself out
on the cost of your home and left nothing for maintenance, etc.
10. Get help. Hire a REALTOR® to get the most for your money. It pays to have
someone looking out for your interests. (note: when it says Hire a Realtor, make sure you sign a buyers service contract with the Realtor that spells out the Realtor’s responsibilities to you.)

Marketing is Image

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I was sent this photo by my father. He took it on a recent trip to Mexico and saw this Mexican coffeeshop sign. I don’t know if Starbucks has knowledge of it But even if they do, I hope they let the guy keep it. You know that they say that imitation is the sincerest form of flattery.  So I started to search the we for someone who is imitating me, but I have yet to find another official Realtor in a Kilt. The best local new of kilt wearing comes from the letter carrier who wants to be able to wear a kilt.  Paul Lunde, left,  Al Floyd,second from left,  Debbie Dixon, ... This letter carrier was denied being able to wear the kilt (Which, BTW, was made by my favorite people at Utilikilts.) One of the reasons I guess I like my job is I don’t have to ask permission to wear what I want. I hope this guy keeps fighting for his freedom. The Letter carrier unions of Oregon and Washington approved it, but the National P.S. denied men the right to wear un-bifurcated garments. Women are allowed to wear skirts as well as pants, and if I were Dean Peterson, I would keep fighting for men’s rights.

Statistics for Jackson County

Here is the chart that will be published in the paper this week.

May through June Statistics

It is more of the same. As has been noted all year with the statisics, there has been a sharp drop in the number of houses being sold this year as opposed to last year.

 I know to some people, when I start talking about statistics, they see charts in their mind that resemble this. And I too have no idea whatsoever what this graph means. I could say this is the cycle of buyers and sellers in the real esate market, The red line is buyer, the blue line is sellers, and x represents time and Y represents units.

But it isn’t. This is some random picture from some math class at some university.

All a clever disguise so you don’t look at the real statistics.

Kidding….

What I have been saying for years now, since the pace of sellers started outpacing the pace of buyers is…..

To make the market hit a more level spot, the collective mindset needs to be….

If you am trying to sell, but don’t have to….stop trying.

If you want to buy, and you are waiting, quit waiting.

It is all supply and demand. And there is still just too much supply.

The best place to find houses to buy is the internet. Keep checking my website for some new advances in the search capabilities. You can search MLS listings in Ashland, or Medford currently. I will soon have a new interface though that will be much more pleasing to the eye, and user friendly.

Back From Vacation

The idea of a daily blog becomes difficult when you take a 10 day vacation away from your computer. However, I have returned, enlightened, refreshed, and anxious to sell some Ashland Oregon Real Estate.

What did I miss while I was gone?

In Ashland:

  • 30 new houses were listed
  • 9 houses came back on the market
  • There were 35 price reductions
  • 14 houses got pending sales
  • 8 houses “closed” sold (including one for my clients…yay!)
  • 6 houses listings expired (although 5 were put back on the market)
  • 12 Houses were withdrawn from the market

So, there seems to be plenty of movement in the market.

Once I recover more fully from vacation…I will find something more interesting to say.

Adam “the most recognized REALTOR in the universe” Bogle

Preparing for Radio

Jefferson_exchangeOne of my roles in real estate in the Rogue Valley is I am a member of the Public Relations committee for the local association of Realtors®.

So today I am preparing for an interview on the Jefferson Exchange. Part of the responsibility of being a member of the PR crew is to stay up to date on issues, statistics, and what is being said in the media.

It is remarkable to me what the power of the media is in how they choose to report stories. The difference between saying “foreclosures doubled in the last year”, and “Oregon still among the lowest states for foreclosure in the country”, and “999 or every 1000 homeowners are not in foreclosure”, and “of the 10,000 homes in Ashland, only 5 are bank owned”. Those all tell different stories. But inevitably, the day after any article about real estate in Ashland, or real estate in Medford is published, someone I know in the communtiy will quote it to me.

In fact just today after an article in the Medford Mail Tribune came out whose headline was Glimmer of hope emerges in real estate market, I was stopped in the grocery store by someone telling me that they read inventory was down, and now was a good time to buy.

Anyway, moving on.

Preparing for the Jefferson Exchange. The following is what the topic is set to be as reported on the website.

Home is Where the Heartache Is
Both Eugene and Medford recently made a national top 20 list of overvalued home areas. Real estate market declines and the crisis in the home loan industry have dramatically changed what home buyers and sellers should expect. We talk with Steve Blanton, CEO of the Rogue Valley Association of Realtors, and Realtor Adam Bogle for strategic tips for buying or selling a home.

 

I have read the report listed here, and to me it looks very positive. When the headline reads houses overpriced in Eugene and Medford, it looks bad.  But when you get into the meat of the article, it spells a good story. What is states is that many of the “overvalued” areas in the country have seen an adjustment, and are now seen as “fairly valued”.  Those areas include Southern California, Las Vegas, Florida, and Northern California. Those are the areas that there are a lot of $$$’s that need to be in the economy to make the buyer confidence being reported in the National media higher.

So if you get a chance. Listen to the show, Monday June 30th from 9-10.

Adam “AgentInAKilt” Bogle